International Insurance

Posts Tagged ‘tips’

What clothing should you pack when you must carry all of your luggage yourself and you want to travel light ? Take a “bare” minimum of clothing with you. Dress comfortably and casually. Choose your clothing for its practicality. In warm climates loose lightweight cotton clothing will feel better against your skin than sticky synthetic fabrics and tight-fitting clothing. If you plan to visit tropical regions you can protect your skin from too much exposure to strong sunlight and disease-carrying mosquitos if you resist the urge to wear as little clothing as possible. You’ll be far safer with long-sleeved shirts, high necklined tops and long trousers. Just keep to light colored, lightweight natural fabrics and loose-fitting clothes to maximize the comfort of your clothing.

Casual comfortable clothing, especially if you veer towards the sloppy, will also decrease your odds of being marked as a wealthy target by local thieves who work the tourist spots. If you want to look a bit more dressy for the evening, add a thin, weightless, colorful scarf to your simple neutral-colored day clothes. Leave your jewelry at home. It’s heavy, bulky and could attract thieves. If you’re a clothes horse, try to resist the urge to pack one set of clothing for casual daywear, a fancier set for restaurants at dinnertime and a third set for an elegant evening out. You’ll just wear yourself out trying to be fashionable if you must drag all of these outfits around from locale to locale. Don’t worry about being seen in the same set of clothing two days in a row. No one but your travel partner (or the hotel clerk) will see you more than once anyway and, if your partner is practical, he or she will also be wearing one set of clothing throughout the trip.

As to clothing choices, in general I wear one comfortable, loose-fitting pair of casual trousers and assume that if I get caught in the rain, it won’t kill me. I’ll dry out soon enough. I pack no spares. Extra pairs of pants or skirts can add considerably to your luggage load. Pick something in a neutral color that will go with anything else you’ll be wearing. Trousers with plenty of pocket space are a plus, especially if you might be buying small odds and ends in souvenir shops, or a little junk food, as you stroll around sightseeing each day.

To travel light, I just pack one or two spare tops that are lightweight, comfortable and can easily be rolled up, as folding causes more creases than careful rolling. I pack just two pairs of underwear and socks for an entire trip. It’s easy enough to wash out underwear, socks and shirts in hotel rooms and hang them up to dry for later reuse during the same trip. The choice is simple. For a two week trip you can lug fourteen pairs of underwear everywhere you go, or you can lug just two and regularly wash them out with soap and water in a hotel room sink. I suggest packing two pairs, not one, so that there is still a fresh change on hand for days when you may arrive in a place one evening and plan to move on to another town the very next morning, allowing for too little drying time. When you hit a larger city like Paris or London or Rome, where you plan to stay put for at least a couple of days, you can catch up on all your washing and know that clothing has plenty of time to dry, even if the air is damp.

Pack thin, lightweight natural cotton underwear and socks that breath and won’t require as much drying time as heavier cottons or other fabrics. In summer weather clothing can dry out very quickly. In cooler damper months you might be running a radiator and that can double as a heat source for drying. Just be careful not to put wet things directly against radiators or electrical appliances and be careful, too, not to let wet items of clothing drip onto hotel room carpets. Wring clothes out well and keep them hanging in the shower until they no longer drip. Don’t use new brightly colored clothing items that might drip colored dyes that can stain bathroom floors, floor mats or carpets in hotels.

Pack plenty of plastic bags. They take up little space, are weightless, and will be useful in a hundred different ways, from storing opened packaged foods to keeping your laundry well organized. For example, I’ll use one bag for clean clothing such as underwear and socks, a separate bag for dirty ones (if I have to move on before clothing can be washed and dried), plus a third for items of clothing that have been washed, but are still damp when the time comes to vacate a hotel room and tackle the next leg of a journey. At the next stop they can be hung up to finish drying. By the way, washing clothes with ordinary soap eliminates the need to transport any additional type of cleaning agent.

If you’ll need some sort of warmer clothing to wear on cooler days or on cool evenings, carry one item only. It can be used whenever you need it. Keep it lightweight, nonwrinkling and non-fussy. For example, a single cozy sweater or sweatshirt in a color that does not show off dirt is a very practical, soft and warm choice, far more practical that a bulky jacket (unless you’re doing some real cool weather or winter traveling). When not in use, you can tie your sweater around your waist. That way you can keep it with you while you sightsee on days when the temperature is variable. If it remains tied around your waist you’ll feel it less than if you add it to the weight of your backpack and it can even double as a pillow on long, drowsy train rides.

If you’re traveling at a time or to a place where you’ll need rain gear, a thin fold-up plastic poncho or rain coat is the least onerous thing to take with you. It can go right into your pocket and can easily be whipped out in case of a sudden shower. For city travel it’s very easy to duck under awnings or into shops, making bulkier rain gear unnecessary. Sturdier rain gear or umbrellas are only needed for places where you expect serious rain or a lack of quick access to shelter.

Keep sleepwear light and minimal, as well, and if you absolutely must have slippers to wear while in your hotel room buy a pair of cheap, thin, weightless fabric slippers that can be slid into your pack without adding extra bulk.

Do not pack an extra pair of shoes. Shoes are the ultimate in unnecessary extra bulk and weight when considering travel clothing. In the movies the leading man and leading lady who are off on a journey appear in a different set of clothing and a new pair of shoes in every scene. Clearly, they are not carrying their own luggage around with them and, in fact, their bags never look quite large enough to even hold everything they wear. So much for the difference between movies and reality. I never pack extra shoes. I take my chances and figure that if my shoes get wet, I’ll find a way to dry them out. I simply wear one pair of thoroughly broken in sneakers that offer good support in the soles. Nothing could be less practical than tight shoes or high heels, and the toll that they take on your feet may severely limit your enjoyment of a trip. How long can you walk around picturesque towns or stand around in museums when your feet hurt ? Wear low-heeled sturdy, but presentable, shoes with solid arch support. Wear shoes that have already been broken in and are comfortable enough for hours of daily walking but – beware – even shoes that you are accustomed to walking in daily can cause blisters when you’re suddenly walking far more hours each day than normal. Keep a few bandaids or callous pads handy. Be sure that the shoes you choose for the trip are lightweight. Hold them in your hand and compare the various pairs of shoes that you’re considering for the trip. When you expect to take thousands and thousands of steps each day of a trip, plus carry a backpack around each time you travel from one tourist destination to another, it’s extremely counteractive to do it in a pair of shoes that themselves are heavy and require additional effort for every step that you take.

Try out some of these tips for traveling light by packing very little clothing, and then see what you think. You may never want to pack all sorts of stylish outfits again. You and your clothing can still look nice, just focus on quality and not quantity. See your clothing more for its function than for its fashion and you’ll be free to enjoy the joys of traveling light.

The no-frills airline, launched by Southwest in the 1980s, is no longer a U.S. phenomena. Low cost carriers are popping up around the world. They are taking over domestic and international routes throughout Europe and Asia and select routes in South America, Africa and the Middle East. A few even operate intercontinental flights. And many are profitable.

Yet there is a flip side to cheap tickets. Travelers can spend a significant amount of time scouring the web for the best deal. Not all countries have a low cost carrier and not all airports are serviced by a discount airline. Many low-fare companies cannot be booked through on-line agencies or consolidators, such as Expedia, Orbitz and Lastminute. Promotional offers are usually limited and expire on a daily if not hourly basis. And when you finally find a flight, it is difficult to compare the offering.

The following tips will reduce your search time and prepare you for any additional travel time.

Research

• Determine which carriers service the route you wish to fly. Many airport web sites include a route map as well as a list of carriers. Alternatives will only become apparent if you check the web site of both airports, arrival and departure.

• If you are traveling abroad or within a foreign country or continent, identify local on-line agencies and consolidators of discount airfares.

• Low cost carriers often use secondary airports. Verify distance and ground transportation before you book. Most low-fare carriers and many consolidators provide such information on their web sites.

• Many low-fare carriers offer point-to-point service. It may not be possible to check-in for a second flight at a transit desk. Thus you may need to build-in time between flights to accommodate any passport formalities, claim your luggage and check-in for the second leg of your journey.

• Security precautions introduced by major credit card companies may limit your ability to book flights on foreign web sites.

Getting the best deal

• Initiate your search with on-line agencies and consolidators.

• Subscribe to the airline and to the consolidator’s newsletter.

• Utilize services that enable you to set a price, such as the Orbitz “Deal Detector”.Orbitz will send an email if fares on the route you select drop to the price level you set. The service is available for free.

• Use the consolidator as a tool. Book directly with airline. This may reduce the service charge without affecting the fare.

Comparing fares

• Low cost fares are often quoted on a one-way basis.

• Taxes, handling fees and other surcharges are not always included in the initial price. Click through to the final page to effectively compare cost.

• Airfare may be quoted in the airline or consolidator’s local currency only. Converting fares to a single currency will facilitate comparison.

Before you depart

• Pack a lunch or a snack and drinks for all. Food and drinks are no longer included in the price of the ticket!

• Arrive at the airport early if you want to sit next to your companion and the kids. Seating is likely to be open and boarding is oftentimes based on the order in which passengers’ check-in.

No matter what kind of car you own, having a car insurance policy for it is absolutely necessary if you are to protect yourself from any unexpected expenses that might come with accidents caused by or caused on your vehicle. It even becomes more important to have a special kind of protection when you own a classic car since the repairs that you might have to deal with when your car figures in an accident would most likely be expensive. You have to make sure that your protection adequately covers your vehicle. There is nothing that you would regret more than having to shell out all that money for repairs just because you neglected cover your car with a classic car insurance policy.

There are varying definitions of what constitute a classic car. Different insurance companies would have their own guidelines and categories for these cars. The age and the number of cars of the same kind ever manufactured and still on the road are often the considerations in classifying cars as classic or vintage. Not a whole lot of insurance companies offer classic car insurance. If you are to get one for you classic car, you have to search for these insurance companies and do your research as to the differences between a classic car insurance and your regular car insurance policy. Ask around to see which insurance companies give the best coverage at the most affordable costs.

Here are some tips that could help you in your search for a good car insurance coverage for your classic car:

1. Find out which category your classic car falls under. Classic and vintage cars made no later than the early seventies going back to the period right about the end of World War II fall under anyone of the four categories in as far as car insurance is concerned. Your classic car could be Veteran, Edwardian, Vintage, or Classic in classification. A fifth category is added for collectible rare cars that are about five to ten years old. These are classified as Cherished cars. Car insurance companies offering insurance coverages for classic cars could cover any one or several of these types of cars.

2. Determine what value to put in your car insurance coverage. Unlike ordinary car insurance, you can actually name the value of your car to put down as your insurance coverage. The Agreed Value for which the classic car is insured will be the maximum amount that the insurance company will give you in case of a claim. It is important to have your classic car’s appraisal up-to-date so you know how much it is worth at market value. The Agreed Value may be changed depending on the car’s condition upon renewal of your car insurance policy.

3. Know if there are limitations as to your classic car’s usage and storage under your car insurance policy. Insurance policies for classic cars often have restrictions on them. These limitations could consist of mileage restrictions and a garage lock-up. Limiting your mileage could work to your favor too. If you initiate an agreement to drive to a lower mileage limit, you could cut your premiums back by about 5%. If you plan to participate in car shows and other car events, you have to make sure that your insurer knows about this as this could affect your coverage. Make sure also that both you and your insurer agree as to the storage conditions of your classic car.